Plan, calculate, and compare your money
Focused calculators for saving, investing, borrowing, housing, retirement, and budgets. No spreadsheet, no account needed to start.
Grow
Pension
Estimate retirement savings, tax, inflation, and drawdown income.
Investment
Project portfolio growth, contributions, income, and tax.
Inflation
Compare money values across past or future years.
Step by step
A question at a time, straight to the answer. Free with an account.
Pension · Goal
How much do I need to save?
Name the income or pot you want, and we work out the monthly saving.
Pension · How long
How long will my money last?
Say what you would take out each month, and see the age it runs out — or that it doesn't.
Investment · Target
How do I reach a target?
Name the amount and when, and we work out what to put in — and when you'd get there as you are.
Investment · Live off it
How much could I live off it?
See how long a monthly withdrawal lasts once you stop investing, or how much you could take.
Borrow
Loan
Calculate loan payments, fees, interest, and payoff timing.
Mortgage
Estimate mortgage payments, amortization, and ownership costs.
Compare mortgages
Compare multiple mortgage scenarios side by side.
Rent vs buy
Compare renting against buying over a chosen period.
Step by step
A question at a time, straight to the answer. Free with an account.
Loan · Borrow
How much can I borrow?
Say what you can pay each month, and see the largest loan it supports and what it costs.
Loan · Faster
How do I pay it off faster?
Pick when you want to be free of it, and see the extra each payment and the interest saved.
Loan · Overpay or invest
Pay it off early, or invest?
Got money spare each month? See whether it does more paying the loan down or invested.
Mortgage · Afford
How much home can I afford?
From your income and savings, the highest price that fits — and what would stop you going higher.
Mortgage · Sooner
How do I become mortgage-free sooner?
Choose when you want to own your home outright, and see what to pay extra and what it saves.
Mortgage · Rates
What if rates change?
See what your payment becomes when your fixed rate ends — if rates fall, stay or rise.
Rent vs buy · Invest
Am I better off renting and investing?
Invest the deposit and what renting saves each month, and see who owns more at the end.
Rent vs buy · Break-even
When does buying start to pay?
The year buying overtakes renting and investing the difference — if it ever does.
Rent vs buy · Rent
What rent makes buying worth it?
The monthly rent above which buying this home leaves you better off.
Rent vs buy · Price
How much can I pay and still come out ahead?
The highest price at which buying still beats renting and investing, at your rent.